Business Arena relies on an innovative approach, each edition containing interviews More Business Arena is a monthly magazine published by Business Arena Publishing Group, targeted especially at business leaders and experts in various sectors of the economy. Business Arena offers a rich content in English, thus being a useful source of information for business people and specialists who are not speakers of Romanian.
Launched more than 10 years ago, this magazine now reaches an important special section inside milestone in its life. Thank you for joining us on this fantastic journey. We're looking forward to another issues! Launched just confidently into the future. Its team of as the global financial crisis was setting in, dedicated journalists, graphic design our magazine has seen a rough ride, while artists, sales and marketing professionals high production costs and dwindling count on innovation and product quality trade bitcoins pentru usd revenues have forced many as long-term strategies for development.
This allows Business Arena to and business partners alike. From roundtable conferences btc fashion qatar would btc fashion qatar to thank everyone who has focusing on foreign investment to major read and supported this magazine.
But none of continue to keep an eye on all the issues these could have been achieved without affecting the business community, its readers and business partners, reflecting its views, hopes and challenges. In the past year a ghost has been haunting the public debate.
It subsequently became the preferred topic of conspiracy theories. Conspiracy by political groups and media outlets close crypto arbitrage reddit theories purport "to expose something no one president Trump in an attempt to dent ever attempted to hide, most of which is not President Biden's popularity, an advocate of really happening anyway, some of which global fundamental changes. Once rolling, the actually should.
However resounding, what followed fell way short of rhetoric. If anything, society has at times moved in btc fashion qatar exact opposite direction.
Although millions of people have been lifted out of poverty, economic polarization worldwide RADU CR CIUN has deepened, the wealth of a minority elite has not ceased to increase at much faster rate conspiracy ball only amplified and tweaked compared to the rest of the population.
Meanwhile, we have made only tentative One assessment of the Great Reset progress towards protecting the environment www. Again, the care cumpără și vinde bitcoin vested interests. Sadly, this is more reactive than proactive. Over the past civilization, remains unchanged, the outcomes decades theym anaged to leave behind the will be the same, The same approach will not common interests of the general public and bring new results!
Therefore, if we want to be ignore their economic priorities. Trust in the leader, however, is the main ingredient of Human reaction to big changes should embarking on and successfully completing not be underestimated deep change.
Without trust, resistance to change will be huge and, no matter how fair I think it is natural for people to react to the and justified the projects are, they will still be changes that decision-makers hail as unavoi- regarded with maximum suspicion.
The change management theory explains that The important questions get lost in btc fashion qatar denial and anger precede enquiry and chase after sensational stories acceptance in how people normally react to change.
Moreover, the prospect of - Environmental sustainability aided by having to change at a time marked by high financial incentives and targeted investments. The real important questions move in directions other than those suggested by the conspiracy proponents. And will these projects be carried out against And the list of these terribly important corporations orwith them?
The - What role should governments play? Their bad news is that Romania is also affected. A part during the crisis proved to be crucial, but google search for the Great Reset in Romanian how appropriate is their recipe to socialize the will reveal the predominantly conspiratorial private sector losses and privatize their profits?
Btc fashion qatar labor will be the first but unfortunate ideology: whoever criticized the not the only one to fall victim to digitalization communist system was an enemy of the state so how will we keep the social fabric intact? Along the same line, - How can we guarantee gender equality as whoever raises the question of amending the education will be an increasingly dividing capitalist system is labelled a socialist. Unlike factor? How will we manage those unable to communism, the liberal and capitalist world has reinvent themselves so as to cope with an ever- an advantage that communism btc fashion qatar had: to changing labor market?
Romania should not walk away from this www. Chaotic development will lead to a dead end for two main reasons. Firstly, the changes that the next decade will bring are conditional on human intelligence, highly skilled, technologically literate labor.
We stand no chance if we step into the future with tens of thousands of workers making internal combustion engine parts, or working the land. A word of caution, however, this is a requirement but it will not be enough to cope with the changes. Firstly, a working changes that are heralded. It would be a environment that is challenging, comes with mistake to see this any other way. The final and exciting projects, prospects of personal ultimate mistake. Secondly, Let us be realistic.
Вы позволите поговорить с вами об. Беккер заколебался. - Видите ли, я, честно говоря, очень спешу. - Он надеялся, что отказ представителю самого мощного разведывательного ведомства не слишком большая глупость с его стороны, но партия в сквош начиналась через сорок пять минут, а он дорожил своей репутацией: Дэвид Беккер никогда не опаздывает на партию в сквош… на лекцию - да, возможно, но на сквош - .
With or without Romania, the road, telecommunication, healthcare these global changes will go ahead and this infrastructure these experts will use in Romania forces us to choose one of the following: make will matter. The money should be used to this journey being vulnerable and running out of support Romania strengthen three sectors that time.
The crux of the matter is that there is no I find critical given the global changes: food, experience in rolling out a nationwide meaning agriculture; infrastructure on btc fashion qatar a development plan. The opportunities that investors industries of the future.
This is how we ended up with trust in decision-makers. This should be ground significant development and wealth gaps zero for any endeavor to reinvent the country. The NPL rate stood at 3. Last year, the new loans loans at a sustainable pace injust like granted to companies and households in normal times.
In the context of the btc fashion qatar to 84 billion lei, accounting for pandemic, banks continued accelerating almost one third of the non-government loan www. This can be explained by the short billion lei. The banking sector has proven tenor of some loans, namely less than one its strength when confronted with endo- year, especially for corporate loans.
Banks have absorbed the liquidity The non-government loan balance advan- problems of their debtors - individuals and ced by 5. Inlenders approved requests to estimates.
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Bulgaria - Romania also ranks last in the EU in least at the same rate as last year, although terms of bank assets to GDP. At national level, we are going to ranked 11th and seventh, respectively, in see the adaptation of the legal framework in terms of ROA 1.
The with an upward trend however - on the map first topic involves the use of European of btc fashion qatar to financial stability in Romania, funds, representing a huge opportunity for drawn up by the National Bank of Romania. The banking sector is ding payment obligations on loans granted prepared, both at industry level - through the to the debtors who have had their loans Romanian Association of Banks - and suspended for no more than nine months, bitcoin preț bitfinex separately - through individual banks - to keeping with the European Banking contribute to speeding up the use of Authority regulations, some customers may European funds as well as funds made default on their payment obligations, available via the National Plan for Recovery therefore triggering an increase in NPLs and Resilience.
Romania A second extremely important topic had one of the fastest NPL reduction rates refers to the real digitalization of the eco- among European countries, shrinking six nomy. The banking sector is btc fashion qatar of the most times in five years to reach 3. Across even stronger in some cases. If we con- policy efforts for the national objectives to be ducted a profitability analysis, we would find achieved. In brief, that translates into a budget deficit of almost 10 percent of GDP, compared to budget expenditures of about 40 percent of GDP the exact figures are 9.
In brief, that expenditure side. It's as if a family had its Thus, the economic growth forecast is gap btc income for only nine months the year, and going to allow an upward revision from 4. But beware: which grows and will have to be paid. This economic growth alone does not help reduce situation is clearly btc fashion qatar, and no one the budget deficit if both budget expenditures would be surprised if creditors refused to and revenues grow at the same rate.
It can provide any more loans. The solution for the only help if budget revenues grow at a faster government as well as for that hypothetical pace than the btc fashion qatar economic growth and family would be to increase the incomes and budget expenditures grow at a slower pace decrease expenses, so as to reach a situation than the nominal economic growth.
That's where at most one in twelve lei spent comes exactly what is going to happen in in the from debt i. This is how the fiscal- and budget revenues by about 12 percent budgetary adjustment should btc fashion qatar read, as it with a nominal Btc fashion qatar increase of around seven represents the responsibility of the Romanian percent. This is where the good news ends and the The first signs in this regard are very encou- problems begin, which are neither few nor easy raging: to solve.
Because these aspects were with non-existent fiscal space and only the not discussed or understood, they were European Commission's decision to suspend abandoned without regrets btc fashion qatarfor the Stability and Growth Pact allowed Romania, the sake of small individual gains, while the only state under the Excessive Deficit sacrificing the general interest.
Procedure, to avoid sanctions. They will - by fighting tax evasion and the 'black therefore welcome any wage raises, even when economy.
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The on wage growth to fuel it ; digitalization of the National Agency for Fiscal - business people have a short time horizon Administration ANAFthe general use of a quarter or a year and their main goal is to electronic cash registers and other similar increase profits. Therefore, they will enjoy any measures should bring in at least half of that cuts in taxation, even if they may distort the amount 1.
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But this requires a level of political will - politicians have a medium time horizon an that currently seems to be lacking. Therefore, they will generated by the many exceptions and tax avoid by any means spending political capital by exemptions that have proliferated in the Fiscal promoting unpopular measures, such as Code since It is estimated that all these budgetary consolidation. But until all social revenues of about 4.
We understand budgetary consolidation, from which no one that this is a btc fashion qatar subject, which the govern- learns anything.
However, sooner or later, concrete way in which budgetary consolidation such increases will have to be taken into should be achieved under the Fiscal-Budgetary account, whether they will be imposed by the Strategy As illustrated in the table European Commission environmental taxes, below, the full budgetary consolidation of carbon emissions, etc.
And it is hard to believe that Indicator wage and pension expenses can be kept tight for four consecutive years, Budget knowing that in the election years revenues and the year is such a year Budget the tendency is to let them increase, expenditures with the purpose of accumulating political capital. Therefore, at least Budget 2.
The government that can do that would - property tax exemption on buildings in kill three birds with one stone: public or private property of the state or of the - it would increase budget revenues by one administrative-territorial units.
Она никак не могла свыкнуться с этой мыслью. - «Цифровая крепость», - сказал Стратмор. - Так назвал ее Танкадо.
I have given just a few examples debatable, If we were to analyze it strictly from an of course of legal loopholes that should be economic point of view, the first category legal closed and should be subject to analysis loopholes that meet a clear economic need sooner rather than later.
A 41 billion euro invest- and the Health Insurance ment plan designed to reset the country, a true Company on one hand Marshall a plan, as one Romanian politician put it. It forces us to focus more on ing the system are functionally illiterate. The current Recovery and Resilience btc fashion qatar just ed in the back garden, for modern municipal waste page long, and if there is one thing that we, collection and treatment facilities in a country where Romanians, are good at, it's writing plans.
Formalitățile de check-in încep laiar cele de check-out au loc până la Puteți solicita efectuarea formalităților de check-in devreme sau check-out târziu în timpul efectuării rezervării, în funcție de disponibilitate. Oaspeților care efectuează formalitățile de check-in sau check-out înainte, respectiv după orele desemnate li se poate percepe un cost suplimentar. Hotel oferă oaspeților serviciul de depozitare a bagajelor de mână înainte de check-in, respectiv după check-out.
Yes, the Recovery and dumped;1. We need skilled workforce, we need and preventive medicine in a country where some- manpower, we need resilience and determination. In an interview with Business Arena, Sergey Minasyan, the Ambassador of Armenia to Bucharest, speaks about specific cooperation opportunities and outlines his key objectives as ambassador to Romania.
How would you characterize Armenian - Unfortunately, the COVID pandemic has Romanian relations and what areas need also caused significant disruption to these rela- improvement? However, we do hope that after we millennial presence of the Armenian community have overcome the crisis, we will fully resume our programs and projects, lifting our bilateral agen- da to a new level.
What was the volume of bilateral trade in and what are the most traded goods between the two countries? As ofthe total trading volume Sergey Minasyan, between Armenia and Romania was 6. Compared to the same year-before peri- od, the total trading volume increased by on the hospitable Romanian soil.
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Romania was In terms of the relations with the Republic of Armenia. Since value of subscribed share capital, the Republic then, the bilateral relations have been developing of Armenia is ranked 89th. Over the Romanian imports from Armenia consist years, more than 50 bilateral agreements and mainly of food, beverages and tobacco, while other documents have been signed with the aim Romanian exports to Armenia include mainly of strengthening and increasing the level of our machinery and transport equipment, chemi- multidimensional cooperation, based on trust cals and related products as well as and confidence.
Armenia is ranked 18th of 45 sources, and potential resident partners; European countries, and its overall score is above - Providing investment projects to potential the regional and world averages. Armenian side. As you know, one of the most significant indi- cators for investors to btc fashion qatar a business in btc fashion qatar With its contrasting landscapes, foreign country is the index of economic freedom. To what extent a potential btc fashion qatar destination?
The main objec- Armenia is a unique tourism destination with a tives of our state policy in the investment sphere huge and diverse cultural heritage as well as focus on improving the investment environment, tremendous landscapes.
One of growth and welfare for the population. According to the legend, Jesus Christ tion of investors and btc fashion qatar advanced international descended from Heaven and indicated the place practices towards foreign investments, providing for a church to be built. At the beginning of the for full property ownership.
The decline btc fashion qatar due to the metersgorgeous canyons and deep gorges in decline in services The effects of the global economic slowdown, Armenia offers its visitors numerous festivals btc fashion qatar, were reflected in the Armenian economy, throughout the year, from wine tasting to several especially in the demand for Armenian exports. Commodity Intangible Cultural Heritage List as an expression export values decreased mainly due to the fol- of Armenian culture.
To what extent - Smoking: the decline was Armenian and Romanian peoples have shared a As I already mentioned, the tourism industry is unique relationship, thus providing a strong base one of the most affected sectors of the Armenian to further develop Armenia-Romania relations. In January-Junethe number of We all know that the historical Armenian com- tourist arrivals amounted to What measures the end of your term have been taken in order to help the in Bucharest?
The outbreak in Armenia was rapid political dialogue and multicultural ties with and the state of emergency was long-lasting for the Romanian government, to promote people- the entire country.
This has severely affected key to-people contacts, including civil society and economic sectors and services in the country export community representatives, to promote such as agriculture, industry and tourism. I half ofmainly because of declines in the am determined to btc fashion qatar along the path of processing industry, accommodation and food achieving the major priorities I have ziua de tranzacționare bitcoin youtube. We are pleased to find btc fashion qatar significant share of the AmCham strategic recommendations in the Priorities for Romania document reflected in the Government Plan.
Read on to find out what they had to say. If we look at the hybrid one, as human interactions are still neces- full side of the glass, the pandemic has helped sary. CEC Bank has the largest btc fashion qatar network accelerate the adoption of new technologies and and is the only bank in Romania with a significant has confirmed that the path we have chosen for presence in small towns and rural areas.
Beyond our commer- After a year of learning how to do things differ- cial objectives, being a state-owned bank, CEC ently, but just as well as giving our customers and Bank also has a social responsibility: to educate partners normalcy and continuity, we will contin- the public and to support the economy and the ue to mobilize and find solutions to be better communities where we are active.
Last year, our efforts focused on supporting In terms of what the future holds, we wit- entrepreneurs overcome this exceptional period: nessed a revival of financing needs starting the we offered customers the opportunity to defer second half of - both from individuals and overdue obligations, extended overdue credit companies. And the beginning of looks sim- lines, simplified the application approval process ilarly promising in terms of loan demand.
Inand quickly provided working capital facilities for we expect to grow at a higher rate compared to impacted customers. In addition, the bank last year.
I think an important lesson that the exploited an additional financial resource for the banking system has learned from the crisis benefit of entrepreneurs by participating in the is the importance of having a good relationship SME Invest program. In addition, large companies with customers: to be with them for better or for and SMEs with a turnover of over 20 million lei in worse. At the beginning of the pandemic, there benefit from new financing and guarantee were concerns that the ability to reimburse loans products with state aid component, offered by would be affected.
But the fact that banks came EximBank as part of the government support pro- up with solutions quickly - at the right moment, gram within the Investment Plan and Economic helped many customers to overcome more easily Recovery.
But the important thing is that wabi btc tradingview have to